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  • Marie Moule - Residential Conveyancing
    Shared ownership: A Current Explanation
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    Shared ownership: A Current Explanation Often when purchasing a property, we do not do it alone. Our reasons may differ, for example a couple may wish to start a family or business partners may seek to make an investment but the law that governs how we recognise ownership of property stays the same. Explaining property… Learn more

  • Kate Godber - Wills, Probate, LPA, Tax and Trusts
    Inheritance Tax in the UK hits an all time high
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      In the tax year 2016/2017 the amount of Inheritance Tax (IHT) paid to HMRC was in excess of £4.7billion. Official bodies have also calculated that in the next five years this figure could increase by up to a third, this is a payment of up to £6.1billion. The reason for this increase is a… Learn more

  • Chris Barber - Residential Conveyancing
    Radon
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    Radon Radon is a noble gas which has been classified as “carcinogenic to humans” by the International Agency for Research on Cancer. It is the second largest cause of lung cancer, being a factor in 1,100 deaths annually nationwide. It is odourless, tasteless and colourless making it impossible for those without specialised equipment to detect… Learn more

  • EHL Conveyancing Team
    Covenants for title
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      Covenants in Title   We are often asked what the difference is between full and limited title guarantee as this is referred to in Contracts relating to property. On completion of a transaction the Contract merges with the purchase deed in so far as the two documents cover the same ground and in general… Learn more

  • EHL Conveyancing Team
    Undertakings and Key Release
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          Undertakings and Key Release   “Gaining Access to the Property after exchange of contract”   A Key undertaking is given by a conveyancing lawyer after contracts between the seller and buyer are exchanged to allow the purchaser access into the property. This access is usually required where the purchaser wishes to carry… Learn more

  • EHL Conveyancing Team
    Rescission of a contract!
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    RESCISSION OF A CONTRACT   It very rarely happens in the property market these days because as time has gone on revisions have been made to contracts to reflect what has caused a contract to be rescinded and any loopholes have been tightened up. We now have a form of contract which looks simple on… Learn more

  • Josh Clarke - Business Law
    Impact of the General Data Protection Regulation (GDPR)
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      Impact of the General Data Protection Regulation (GDPR) The General Data Protection Regulation (GDPR) is a regulation introduced by the European Union (Regulation 2016/679) on 8 April 2016. It will be automatically incorporated into UK legislation from 25 May 2018. The decision for the UK to leave the European Union will not affect the… Learn more

  • Neusha Mazaher - Litigation
    Pre – Action protocol for debt claims in force from 1st October 2017
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      Pre-Action Protocol for Debt Claims in force from 1 October 2017   The new Pre-Action Protocol for Debt Claims (PAPDC) will come into force on 1st October 2017. Currently, parties involved in debt proceedings must comply with the general provisions set out in the Practice Direction Pre-Action Conduct and Protocols (the Practice Direction) however,… Learn more

  • EHL Conveyancing Team
    Mortgage Lender’s Requirements
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    Mortgage Lender’s Requirements According to the Council for Mortgage Lenders the average loan to value provided by a mortgage lender against a purchase in England during 2016 was 84%.  The average loan to income ratio for the same period was 3.61. Given their financial input for a given transaction mortgage lenders seek to limit their… Learn more

  • EHL Conveyancing Team
    Insurance for new properties
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    Insurance for New Properties   When buying a brand-new property, the developer should offer the benefit of structural insurance such as NHBC or a similar scheme. This provides the buyers and successive owners with insurance against certain structural defects for a period of, usually 10 years, after construction.   The sale contract should provide for… Learn more

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