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Conveyancing Solicitors Kettering

Whether you’re looking to buy or sell your home, you need a conveyancing solicitor in Kettering who will look out for your interest. Our conveyancing Kettering process is simple and straightforward and closely adheres to the requirements of the law. Here are our simple steps to buying or selling your home.

Conveyancing process for buying a house

Step 1 – Initiate

When buying a home, you will first need to get in touch with us. We will then ask you to provide us with your form of identity and fill out the initial paperwork. We will also request that you deposit monies with us for carrying out searches in case you would like any carried out.

Step 2 – Receive draft contract

The seller’s solicitor will complete a draft contract and send it to us. With the draft contract, important documents like the property forms, official copies and other copies of relevant documents will be included.

Step 3 – Searches and investigation of title

If you had requested for any searches, they will be done by your conveyancing solicitors in Kettering at this stage. We will also review the draft contract and all the documentation sent to us and verify the title deed. It may take quite some time if there are many enquiries that we have to seek clarification for.

Step 4 – Report

After we complete the verification and review process and have received all the answers to our queries, we will put together a report for the property and send it to you. It will include your mortgage offer and the completion statement which indicates the total amount you’re expected to pay.

Step 5 – Signing

If you’re pleased with the paperwork and the response, we will proceed to arrange a meeting for the signing. All the parties in the transaction will also be required to settle on a completion date. To prepare for the next step, we will request that you send the deposit of the purchase price to us.

Step 6 – Exchange of contracts

By exchanging contracts, the date of completion and the entire transaction become legally binding. We forward the deposit to the seller’s solicitor and request for a mortgage advance from your lender. If there are any monies owed to us, you should ensure they’re cleared at least one working day before the completion date.

Step 7 – Completion of Conveyancing process

On the moving day, the full purchase price of the house will be transferred to the seller’s solicitor. The keys will be left with the estate agent, and you can pick them up once the seller’s solicitor has received the funds.

Conveyancing process for selling a house

Step 1 – Initial instructions

Selling your house is a little different. To get the process started, we will schedule a meeting where we will discuss the details of the sale and take notes if necessary. We will ask you to fill out protocol forms, the initial paperwork and provide us with your form of identity. Should there be any need for office copy entries, we will ask that you make funds available to us for this.

Step 2 – Contact with your mortgage lender

We will need to know the balance on your current mortgage as well as apply for the current title deeds we will get in touch with your mortgage lender for these.

Step 3 – Obtain documents from the Land Registry

At the cost of £12.00 which is payable by you, we will obtain the most current electronic deeds from the Lands Registry.

Step 4 – Preparation of draft contract

After we have all the information and documentation we need, we will put together the draft contract and send it to the buyer’s solicitor. It will include among other documents duplicates of documents that are pertinent to the property, electronic deeds, and the official copies.

Step 5 – Enquiries raised by buyer’s solicitor

The buyer’s solicitor will then take their time to go through the contract and all the paperwork attached. Should there be any questions, they will be addressed to us, and we will forward them to you for answers.

Step 6 – Agree on a completion date

If the buyer and his solicitors are happy with the answers offered, the next stage will be signing the contract and setting a completion date. The buyer will then be required to send the deposit for the house to their conveyancing solicitor in Kettering.

Step 7 – Exchange of contracts

The exchange of contract is what makes the transaction legally binding. After it is done, we will receive the deposit of the house from the buyer’s solicitors and also request for a final redemption statement from your lender.

Step 8 – Conveyancing process for selling a house (finish)

We will receive the full balance of the purchase price of the house on the moving day. We will instruct that you leave the keys with the estate agent. They will later be released to the buyer. We will offset your current mortgage and repay any costs accrued as a result of the transaction. The balance is then sent to you.

Kick start the conveyancing process and get a quick, instant conveyancing quote today: CLICK HERE

We have dedicated team members who cover Loughborough, Stockport, Syston, Lutterworth, Hinckley, Carlton, Hucknall,  Market Harborough, Beeston, Bulwell, Buxton, Leicester, Derby, Oadby, Lewisham

Other topics related to the conveyancing process:

Click on the links below to find out more about:

Buying a house

Selling a house

Right to buy

Unregistered properties

First-time buyer

Leasehold property or freehold property?

Shared ownership

New builds

Buy to let

Remortgaging

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Conveyancing Solicitors Kettering

Why should you use us?

Edward Hands and Lewis have been in business for well over 100 years and we understand our client's needs. Here are a few reasons why you should use us.
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