Home > Legal Articles > Buy to Let

Topic: Mortgages


  • Paula Coyle - Residential Conveyancing
    Buy to Let
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    Buy to Let is a term that really came into common knowledge during the rental property boom of the early 21st century, when mortgages of all kinds were at their easiest to get approved, and a relatively large number of people started to view property investment as a legitimate alternative to a pension. In a… Learn more

  • Help to Buy 2 – Simplified
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    The Help to Buy 2 Scheme has been hitting our headlines over the last few weeks since the government announced that it would be available from early October this year, rather than 1st January 2014 which was the initial launch date. But what does it really mean? And how does it differ from the first… Learn more

  • Sarah Summers - Residential Conveyancing
    Help at last with the Help to Buy scheme!
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    The government have put in place a scheme in order to help thousands of people who are looking to buy their first home but are unable to due to the demand from lenders for a large lump sum deposit. The help to buy scheme has been brought forward and launched as of 8th October, lender… Learn more

  • Rebecca Gunn - Residential Conveyancing
    Most “affordable” mortgages in the last 14 years
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    A recent study by the Halifax has found that mortgages are the most affordable for 14 years. It found that mortgage repayments accounted for 27% of average incomes in the second quarter of 2013 in comparison with the 2007 high of 48%. Halifax has attributed the improved situation to lower mortgage rates and a fall… Learn more

  • Rebecca Gunn - Residential Conveyancing
    Repossessed property numbers fall to the lowest number in 5 years
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    The number of properties being repossessed by mortgage lenders has fallen this year to a 5 year low. The Council of Mortgage Lenders (CML) have stated that between January and March only 1 in 1,400 homes were repossessed by lenders. Mortgage companies have the power to repossess and sell a property if the homeowner/borrower falls… Learn more

  • Rebecca Gunn - Residential Conveyancing
    Selling a property: do I have to pay tax?
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    When you sell your main home (your Principal Private Residence or PPR) this is usually free of tax.  However, if you are selling a property that you have rented out, or which has been standing empty for some time, then you should review your tax obligations. There are two points to check: 1)      Do you… Learn more

  • Rebecca Gunn - Residential Conveyancing
    First time buyers are finding Mortgages easier to come by?
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    A recent report suggests that Britons now believe that gaining access to mortgage finance to purchase a property is becoming easier.  Only a third of first time buyers now say that obtaining a mortgage is a major problem which is down from half a year ago. This, coupled with last week’s news from the Council… Learn more


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