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  • EHL Conveyancing Team
    Rescission of a contract!
    August 16th, 2017 by EHL Conveyancing Team

    RESCISSION OF A CONTRACT   It very rarely happens in the property market these days because as time has gone on revisions have been made to contracts to reflect what has caused a contract to be rescinded and any loopholes have been tightened up. We now have a form of contract which looks simple on… Learn more

  • EHL Conveyancing Team
    Mortgage Lender’s Requirements
    July 24th, 2017 by EHL Conveyancing Team

    Mortgage Lender’s Requirements According to the Council for Mortgage Lenders the average loan to value provided by a mortgage lender against a purchase in England during 2016 was 84%.  The average loan to income ratio for the same period was 3.61. Given their financial input for a given transaction mortgage lenders seek to limit their… Learn more

  • EHL Conveyancing Team
    Insurance for new properties
    July 17th, 2017 by EHL Conveyancing Team

    Insurance for New Properties   When buying a brand-new property, the developer should offer the benefit of structural insurance such as NHBC or a similar scheme. This provides the buyers and successive owners with insurance against certain structural defects for a period of, usually 10 years, after construction.   The sale contract should provide for… Learn more

  • EHL Conveyancing Team
    Lease Extension – What is it and Do I need it?
    July 10th, 2017 by EHL Conveyancing Team

      Lease Extension – What is it and Do I need it?   All Leases run for defined term, this can be anything from 99 years, 125 years  to 999 years. Even though this may seem like a long period of time  you may need consider extending your Lease when the term reaches 85 years…. Learn more

  • EHL Conveyancing Team
    Why have searches when purchasing a property?
    July 3rd, 2017 by EHL Conveyancing Team

    Why have searches when purchasing a property? For first time buyers it can come as a surprise that searches are required at all when they have also paid for a survey and it is important that the reason the searches are performed is understood. As with previous articles it should be re-iterated that the overriding… Learn more

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