Home > Legal Articles > Most “affordable” mortgages in the last 14 years

Topic: Government


  • Rebecca Gunn - Residential Conveyancing
    Most “affordable” mortgages in the last 14 years
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    A recent study by the Halifax has found that mortgages are the most affordable for 14 years. It found that mortgage repayments accounted for 27% of average incomes in the second quarter of 2013 in comparison with the 2007 high of 48%. Halifax has attributed the improved situation to lower mortgage rates and a fall… Learn more

  • Leanne Hathaway - Tax and Trusts
    Tax Avoidance Scheme Promoters: Government Closes In
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      Users of failed tax avoidance schemes will face penalties, and government will clamp down on high-risk promoters under proposals put forward in a newly launched consultation (see the Government announcement here) This consultation will focus on two main issues: i)              tackling the behaviour of high-risk promoters of avoidance schemes, and ii)             penalties for users… Learn more

  • Paul Stubbs - Litigation
    European Court of Human Rights rule in favour of ban
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    The European Court of Human Rights has today ruled in favour of upholding the UK’s ban on political advertisements. This means group such as ‘Animal Defenders International’ will not be allowed to advertise their cause on television. The ECHR upheld the ban because it agreed the ban was designed to stop a US political system… Learn more

  • Emma Fuller - Wills, Probate and LPA
    LGA says stripping councils of Adoption Role would be a “reckless gamble”
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      The Local Government Association has branded plans to strip councils of their adoption role as a “reckless gamble”. The plans come after ministers criticized the number of children failing to be adopted because of the rigorous adoption process. Government told councils in January that there were “significant weaknesses” in the way they found adopters…. Learn more

  • Don’t be fooled by PI referral fee ban
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    April 1st sees a ban introduced on the payment of referral fees for personal injury (PI) cases, as part of the government’s efforts to help reduce the perception of the UK as having a ‘compensation culture’.   The ban applies to all regulated persons, including both solicitors and claims management firms, and the Solicitors Regulation… Learn more

  • Leanne Hathaway - Tax and Trusts
    Budget Announcements: Tax Planning
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    In recent times, it has become apparent just how many taxpayers are seeking to reduce their tax liability by entering into tax planning.  The Budget announcements continued the attempts by the Government to challenge those using legal routes to reduce their tax exposure by setting out a number of proposals:   SDLT: A big announcement… Learn more

  • Government cracks the whip on whiplash claims
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      Within weeks of insurer Aviva calling for a crackdown on personal injury whiplash claims, the government has announced it is to take action – which is unlikely to impress critics who believe ministers are ‘in bed with the bankers’.   The Transport Committee announced on March 15th that it will be calling for evidence… Learn more

  • Andrew Robinson - Employment Law
    NHS to be banned from including ‘gagging clauses’
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    Severance or compromise agreements with employees are a means of dismissing the employee without fear of that employee bringing a claim at the Employment Tribunal or in the County Court resulting from the termination of their employment. It is common for such agreements to include confidentiality clauses which in effect ‘gag’ and prevent the employee… Learn more

  • Andrew Robinson - Employment Law
    Unpaid Work Experience
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    Cait Reilly an unpaid work experience graduate has won her claim that it was unlawful to be forced to work for free at Poundland or lose her benefits.  The ruling focused on the governments work experience scheme which offers 16-24 year old unpaid placements to gain experience in the workplace.  The government intend to appeal… Learn more


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